Dr Greenthumb wrote:
It sounds like the first mistake was your father accepting a loan of 152964.71 (and more) with out knowing what he was doing.
You're 15 though. 10 years is a long time in one spot, it is time you experience the real world. Travel to new places. See what the less privileged live like. You'll love it. No offense but you're still a dumb kid. You gotta lot to experience and realize. Your brain is still developing.
I don't get what you're "fighting". It sounds like your father owes money that he isn't going to pay back.
Explain what you need the odd number of exactly 14281.61 for. What is that money specifically for, down to every last detail, and maybe I'd donate.
Change is good.
Also learn from your father and remember never go into crippling debt.
New places and routines seem scary and exhausting at first, but you'll get use to it. Sorry your father screwed your family.
Best of luck to you.
Yes, I know he made a mistake. And no, I'm not a dumb kid. As I said, this was a last resort. I've tried talking to these banks and the building which bought us more time due to my negotiations. Don't make assumptions, please. He took this loan out to pay for ads that his old company wouldn't pay for. Once we got fired. he was unable to pay for it. Sadly, this place has no system to defend you from something like this so he always gets threats of being arrested. He will pay them back, that's what he's doing. I've experienced a lot in life and I know many things. I know how moving and losing things feels. I'm fighting to stay here because everything I love is here. If you had everything you ever owned, everything you ever loved or lived in a place where you made all your memories, would you be 100% willing to leave it all behind? Especially on bad terms? Maybe you would, but we all think differently. For me, I don't.
Ye,s, what my dad did is stupid. I know. Myself, I still don't understand why he did it. I think about it every day. But what I'm trying to do is take the stress away from him, and at the same time, allow myself to stay here AT LEAST for the rest of the school year because leaving half way through your GCSE's is not ideal. He will pay it back. That's what he's doing.
The money is for school and rent for me to stay here. I did the math. The money I'm asking for isn't even enough to cover all of those costs because my mum's salary will pay for the rest. I'm only asking for a small portion. If you want the money in dirhams: he took out an 800,000 dirham loan. The apartment is charging 42,000 dirhams and my school fees are 7,500 over the course of 3 months. We only earn enough to pay half that apartment fee and that's it.